Food Grade Diatomaceous earth uses

Food Grade Diatomaceous earth uses

Food Grade Diatomaceous earth uses

More From Capital Retail Group You will learn so much

A few days ago I showed you how to bid on
government owned houses at a tax auction.

One of our subscribers - Carolyn - responded with
a great question.

I'm paraphrasing, but it went like this:

"Should I bid on an auction house if I haven't seen
the inside of it?"

No.

You should not buy a house if you're not able to
see the inside.

(Only the most experienced investors should be
bidding on houses where they cannot see the inside
first.)

So what should you do if you want to see a property
before bidding on it?

Some of the properties will be occupied.  If
occupied, then you won't be getting inside before
the auction.

Don't bother with the houses that are occupied.

Other houses will be vacant.  In some areas,
the county will schedule a "showing" of each property
before an upcoming auction.

It is like an abbreviated open house - but without
any milk or cookies.

You might have about 15 minutes to walk around.
Bring your flashlight and camera so you can review
with a contractor afterward.

Your county's tax bureau or treasurer's website
should indicate if, and when these viewings are
scheduled.

Each county handles their auctions differently so
it is important to familiarize yourself with the local
rules before placing any bids.

Remember, the idea of buying a tax auction
property is to get it at a price where you have
immediate equity and plenty of room for any surprises
or mistakes. (I call this "screw up" insurance.)

Here are some more examples of tax auction houses:
Do you feel like you could fix and flip a tax
auction property?

Are you ready to go but feel like a step-by-step
plan of action is what you need?

If so, grab our Pro House Flipping DVD PackagePro House Flipping DVD Package. It
is a complete video guide that shows you each step
of the flipping process. Order by midnight and we will
pay your shipping.

Great Flip Capital Rehab Group

This is why I get so excited about
real estate: deals like this one!

This is an extremely inexpensive
flip with big profit margins.  The asking 
price is just $3,000.

That is not an auction starting bid: that
is the actual asking price.

Let's take a look at this property:

Now for the exciting part: let's look
at the numbers:

Purchase Price: $3,000
Rehab costs:     $30,000
ARV quick sale price:  $59,000

Total profit: $26,000

This is the perfect type of flip for a
first time rehabber.  The cost is low,
and the relative profits are high.

And best of all, if you get a Home
Depot credit card, you can float
most of the costs of your materials.

In other words, if you can come up
with the $3,000 purchase price,
you stand to make $26,000 in
profit.

Does this get you excited?  I sure hope
it does!

If you want to flip a house just like this
one, grab your copy of the Capital
Rehab Group Pro House Flipping
Guide.

The videos will show you exactly how
to find amazing deals just like this one
near you.

Grab yours now:

https://www.capitalrehabgroup.com/order

Coach Dave

P.S.  Order today and we will include free
shipping and email you a tracking number:

https://www.capitalrehabgroup.com/order
 

You can also call our offices and place your
order by phone: 844-240-2399

Why do people get a second mortgage

• 1.to avoid paying PMI on their first mortgage
• 2.consolidate other higher interest debts into a single lower interest payments
• 3.creating a home equity line of credit (HELOC)
• 4.home repairsFree Mortgage Calculator & improvements

http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/np/sfhdap01

What to expect form a property deed

FOR SALE BY OWNER WEBSITES

 The following list contains the web address of various FSBO websites. For the most convenient use of this list, copy it into a separate file on your hard drive. Once on line on the Internet, you can click on any of the sites to open them up. (They will also load from the floppy disk, but it will be slower). If they will not load automatically to your browser, you can highlight any of the web addresses and click on "edit" then "copy". On your Internet home page (make sure you are on line), highlight the web address already there (ie: http://www.etc) Then, paste the saved website into that box (Edit, paste or CTRL V). Hit the enter key to open the website. Some websites may not be relevant to your particular marketing area. Others will contain a wealth of potential sellers who are advertising their own home for sale. Most of these sites will give you details on the home PLUS the seller's name and address. The best part is your competition probably does not know

Deal Analyzer from Bigger Pockets

https://youtu.be/hrOR9mYk0Vs

Real Estate Business Plan

http://www.pennsylvaniadbe.com/wp-content/uploads/Library/Business%20Plan%20Assistance/Sample-_Real_Estate_Investment_Business_Plan_-External-Oustide_Funding_Version.pdf

Home Seller Funding

Ideas for Kitchen Living and Bedroom flooring in your home

Your home is your paradise and if you are planning to renovate your home, goes for the changes that are not only eye catchy but also comfortable for you and your family. Remodeling of the home is associated with revolutions and amendments adjusted in every nook and cranny of the home. If you are going to change the flooring of your home there are some tips for flooring of different parts of you house. 

Bedroom flooring: 

There are plenty options when it comes to flooring in your bedroom. Being the most private and personalized part of your home, your bedroom is the place which grabs a big part of your budget whenever you are remodeling your home. You can use carpet, tile, hardwood, bamboo, cork or laminate. Play with different materials in different rooms. You can opt for striped light and dark shades in your boy's room so that if your son is going to create mess, which is unavoidable, the flooring can withstand the burden. Also the flooring can bear heavy traffic of the folks coming in the bedroom. For more powerful scratch and water resistant flooring you can choose laminate. 

Living room flooring: 

It is the most used part that withholds most of the traffic coming in and out of the house. It is highly recommended that the flooring should be strong enough that it can endure all such amendments done with your furniture or to the increasing and decreasing ratio of visitors. For this purpose you can opt for hardwood flooring. Being classy and sophisticated in look it is the perfect choice for your living room whenever you are remodeling your home. 

Kitchen flooring: 

Design the floor of your kitchen in such a way that it not only looks pretty but also gives a practical impression. You can choose from vinyl, tile, natural stone, wood, cork or laminate. A floor covering that is water resistant and durable such as tile is a best choice to protect against potential water damage. Make sure when you choose your floor to order a little extra of the product in the event that you drop something like a pot on your floor. If the flooring material is damaged, you will be sure to have enough to repair the floor because often floor manufacturers have high turnover of their products to insure a continual buying cycle. Most flooring contractors add 5-10% additional square footage of the flooring product to their purchase order to insure they have enough for the project and to provide the client with a little extra flooring for future use.

Marketing for Real Estate using Postcards

The Very  First thing you need is a postcard Template

1. This template should be   approved by your postal service.

You can go online and search for  free downloads of these templates so you will not have to worry too much.  Choose the right sized postcard templates in the right file format that will serve your purpose. 

2. Get your postcard picture - The next step in creating your postcard is getting the postcard picture. To make things a little easier, you should focus on getting just one concept picture and not a multitude of ideas. 

Make sure the photo has great resolution.  Large  images work better. Especially 300pi or higher. Images at 300 dpi or higher is recommended.

3. Create your  marketing message - The next step   is writing your message
When creating a the  message for the postcard, you should keep it short.  Your message will be relateable to your image and it tells people they need what you  have to offer.

You should put your message on the back of the card as well.write a more detailed marketing message on the back of the card.  This tells just a little more about what you have to offer. This message  should get people to understand what your marketing offers and what your postcards is all about. 

4. Next  You should create a digital draft of your postcard - Now, with your template, image and marketing message ready, the next stage is creating your digital draft. Just load up your postcard template in the appropriate design software application and then insert your image. Adjust and enhance your image first before you finally add in your marketing message. Make sure that your text content�s font style and font color blend well with the image of your postcard draft. 

5. Enhancing your design - With all the important content elements set, you should then start enhancing the design. You can add blending effects to your text, such as shadows, glows, and strokes, while your images can be applied with texture filters, color correction filters etc. Try to do all the finishing touches that you like so that you can complete the postcard design properly. 

6. Testing and revising your design - Once your main draft is done, it is important that you get the opinion of others and test your designs. Sometimes, it is not enough for us to judge our designs alone. You will need feedback so that you can improve and refine your layout for better impact. So ask your colleagues, friends and anyone who is near you to see what else you can do to improve your design. Revise your designs according to their feedback and you should be done. 

7. Printing your postcards - Finally, with the final draft complete, you should then print your color postcards. It is best to let a professional postcard printing company do this. Now, if you want your postcards done in just one day, you should go online and hire an online postcard printer to do it for you. Many of these online printers offer overnight printing services that will have your postcard orders done and delivered to you in just one day. This is perfect if you need to rush your marketing postcards for a certain marketing opportunity. So just go online and start ordering your prints. 

So that is how you can make commercial marketing postcards in just one day. It is very easy once you have the right speedy process setup. 

For comments and inquiries about the article visit:http://www.printplace.com/printing/postcard-printing.aspx

Online Marketing and Advertising for Real Estate and Buyers

Investors  are constantly seeking new ways to increase business , in a creative resale market.  Advertising for  real estate, is important to acquiring houses, apartments or lots. Usually, real estate online marketing, is as important part to the strategy.   Newspaper ads can be a very low-cost way to reach sellers. Online newspaper ads  can be a sure way of marketing with advertising to reach buyers and sellers.

Online marketing is a great way of  communicating with buyers and sellers online.  This way of marketing for buyers and seller is a great  way of adverting in a  sophisticated way of doing business. Buyers and sellers  who have use technology capability can market for  buyers twenty-four hours a day, seven days a week. This availability gives the investor a competitive advantage, in marketing for real estate as well.. 

Investors should use  print ads , and even there websites to market for sellers/buyers. You and the seller and buyer can connect quickly, you as the investor do not  have to wait for sellers or buyers  to contact you about the properties. Talk with retailers to see if you can leave fliers in there business establishment to market for buyers and sellers. Mostly at the check out counter sellers can  actually set up a property showing. Ideally, sellers  can be able to proactively market their listings to potential buyers.  Cell phone capability will give buyers and sellers a platform in which to be more assertive, while, at the same time, saving time. 

Online advertising can be realized in several ways. When investors list a new property,  you can  send the information to several websites, by text messaging. Or, you can have an open house and invite, buyers, and brokers who you sent your text message to. 

Investors can also take advantage of videos. For instance, investors could establish a service, in which buyers/sellers can text messages to a specific number, and then receive property listing information, right on their technical device.  Tablets can replace the method of printing and carrying papers not needed  to every property. This helps in  producing a savings of both time and money, while  you can still deliver a valuable service. 

Advertising and Marketing is only two strategies  of an online strategy. Many clients use their tables  to look at property information online. As an , investors your websites should be easy to  navigate with tablet, and it would be  helpful to  publish none Flash content. Additionally, Visuals on the website are important,  to draw attention to buyers and sellers may even consider adding a video element to their pages. 

As an investor  there are more less expensive alternatives to online marketing and advertising.  Investors can list homes on real estate websites, like Zillow or Trulia. Both of these websites feature high-quality mobile applications, and are rich in visual features. Another idea is for investors to   use social media like Facebook, twitter, Pinterest Instragram,  Google plus, Linkedln  Flickr, Tumblr to communicate with their client base. 

Real estate online marketing gives investors a new,  way to reach out to buyers and sellers . Websites  and cell  phones  offer convenience to buyers and sellers, at a low cost to investors, this helps  in searching  and keeping prospective buyers and sellers. You should Utilize all of the digital devices that you can especially cell phones, tablets and laptops to link their services to your data base.

Sevens Sites to Post Free Ads

Craig's List (duh)
Adpost.com
Salespider.com
ugoadvertise.com
massivelink.com
walmart.oodle.com
Domesticsale.com

Quick Claim Deed

http://www.sbcounty.gov/arc/_pdf/quitclaim_deed.pdf

How To Buy Subject 2 Real Estate

http://www.sbcounty.gov/arc/_pdf/quitclaim_deed.pdf -->

You  have a very motivated seller who is desperate to get out.  I think I can take subject to with no payment to seller whatsoever.  I think there is about 20K in equity in the place.  My question is... if I take subject to, Seller transfers title to me, but that will violate the due on sale clause right?  How do you get around this?  Do you not record the deed?  Do you let the mortgagee know what you are up to?

Where's the wizard?  He'll explain how to use a land trust to do this and not violate the DOSC.  Also, you do need to make sure the mortgage is current and there are no other liens on the property.  You also didn't say what your exit strategy is?  What are you going to do with it?  $20k may not be enough equity with rehab costs, transaction costs, and holding costs.

Wouldn’t you violate the due on sale clause upon the initial transfer of the Property into the land trust?  Also, the place is currently leased with a -100 / month cash flow... so I am not too worried about carrying costs.  I just need to figure out how to get around the DOSC.  It does not need to be rehabbed.
https://www.biggerpockets.com/users/wealthcreation7

I believe in Texas, if you take title in a trust, the bank won't know who the beneficiary is. I would record the deed.

100/mo cash flow?  No wonder your seller is eager to get out.  That probably doesn't even include maintenance costs and a vacancy allowance.  Are taxes and insurance included in that -100/mo?

There are definitely other people here that can explain a land trust better than me.  I'm sure one of them will show up. 

100/mo cash flow?  No wonder your seller is eager to get out.  That probably doesn't even include maintenance costs and a vacancy allowance.  Are taxes and insurance included in that -100/mo?

There are definitely other people here that can explain a land trust better than me.  I'm sure one of them will show up. 

I will definitely find out what the -100 includes.  I was thinking it may be worth it to carry for a few months and try to flip.  Maybe I will go for an option instead.

Whoa!  Stop!  Misinformation is flying around this topic.  Let's start from the beginning.  Laws are right -- if the seller transfers title to her, it's a DOSC violation.  Joe gave her good advice.  But, she is then wrong when she asks if placing it into a land trust is a violation.  Land trusts are exempt from the DOSC if the owner remains a beneficiary and the trust itself does not refer to a transfer of occupancy (which they do not).

NEVER accept a negative cash flow.  You don't have to once your property is in a land trust.  Now you can bargain with your tenant and get much higher rents by exchanging the right to write-off mtg into and prop taxes, and sharing future appreciation.  Land trusts aren't simple, but they are effective.  Think outside the box and good luck.

One more thing, no matter how you take title, ALWAYS record the deed to protect your interests.

You do not get around the DOSC

You record the deed. Preferably in a corporate or LLC business structure. You can use a land Trust. I know of at least one JCL student that does use land Trusts in Texas, even though Cash doesn’t seem to need them him self. But in Texas, there is a structure that seems to be set up especially for this. Seems to have a lot to do with Texas favorable asset protection rules.

But about the DOSC. I want you to go to the Register of deeds office and notice how many Bank Loan examiners there are from each bank that has a loan on a house in that county are waiting for someone to try and record the deed to a property that they have security to. They stand there all day long just waiting for some poor unsuspecting investor to come along and just try to pull a fast one over them. NOT!

Now why would they look at the register of deeds to check on a property? To see if someone who is late did sell or, even to see if they took out a second lien like a HELOC. I have had a mortgage on my house before that had a DOSC type clause if I took out a HELOC, or other loan. I took it out anyways. They are not going to investigate every property they have. To much costly manpower, even with them online in many counties. But they might if the payment becomes severely late.

Now, what if they do call the loan due? Call Steve and he will put it into a trust for you real fast or at least set you up with John. Just in jest Steve, that would probably be too late of course.

But seriously. Any purchase you make has to be prudent and have an exit strategy. Is there enough equity in the house to refinance? Is your credit good enough to assume the mortgage? All things considered I doubt banks will call due a loan that is not late, but if they do, chances are they are going to want to have you or your entity become liable for the loan, or maybe even your buyer, as you and they now have an equitable interest. The longer you have possession the better your or your buyer's chances to do this. It is not the end of the world.

Make sure your buyer has awareness of the underlying mortgage and the existence of the DOSC, and its implications.

The worst that can happen?

You give the deed back to the seller, so he can try to rent it out. You make some money, you paid the mortgage for a few months and gave your seller some breathing room that they needed, your buyer needs a new house to buy and if you are out there doing this all of the time, you probably have a house or will soon have a house for them to move into.

This is not fraud. Fraud assumes a lie to a directly proposed question. You are not, nor are your seller, nor anyone else, required telling the bank up front that they are doing a SUB2 purchase. In any case it is only a right of the bank to call it do, not a legal obligation on there part. No federal mandate that requires a Bank to call the loan Due (YET, just wait until the do goobers in D.C. try to fix things that aren't broken)


Assuming you cover your bases, don't buy with negative equity or sell with negative cash flow you should come out okay. Unless of course you are in the insane parts of the country when it comes to appreciation rates, but even then always buy right.

Wise Information to Seller Finance

Streetwise Seller Financing - ICOR

LEASE TO PURCHASE OPTION AGREEMENT

LEASE TO PURCHASE OPTION AGREEMENT

This agreement dated the _______ day of ________________, _________, is by and between ___________________________________________________________ (herein after referred to as “Seller/Landlord”) and ___________________________________________________________ (herein after referred to as “Buyer/Tenant).

For good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Seller/Landlord hereby grants to Buyer/Tenant an exclusive option to purchase the real property described as follows:
______________________________________________________________________
______________________________________________________________________
(herein after referred to as the “Property”) strictly according to the terms and conditions contained herein (herein after referred to as the “Option to Purchase Agreement”), which real property is the subject of that certain Residential Lease Agreement by and between Seller/Landlord and Buyer/Tenant, of even date herewith (herein after the “Lease Agreement”).

1. TERM OF OPTION. This option to purchase shall commence on the _______ day of ________________, _________ and shall expire at 12 o'clock midnight on the _______ day of ________________, _________.

2. EXCLUSIVITY OF OPTION. This option to purchase is exclusive and non-assignable. Any attempted assignment, delegation, transfer or conveyance of this option to purchase without the Seller/Landlord’s express written permission is void.

3. NOTICE REQUIRED TO EXERCISE OPTION. Buyer/Tenant may only exercise this option to purchase by delivering written notice of intent to purchase to Seller/Landlord. Such notice must specify a closing date to occur prior to the original Termination Date set forth in the Lease Agreement or the option expiration date set forth in paragraph 1 herein above, whichever is later in time.

4. OPTION CONSIDERATION. Buyer/Tenant shall remit option consideration in the sum of $____________ to Seller/Landlord upon execution of this Option to Purchase Agreement, which amount is non-refundable. In the event Buyer/Tenant timely exercises this option, is not in default of the Lease Agreement and actually closes the conveyance of the Property, the option consideration shall be credited to the purchase price at closing. If Buyer/Tenant fail to exercise this option, defaults in the Lease Agreement or fails to close the conveyance, the option fee shall not be refunded.

5. PURCHASE PRICE. The total purchase price for the Property pursuant to this Option to Purchase Agreement is $________________. If Buyer/Tenant timely exercises this option, is not in default of the Lease Agreement and actually closes the conveyance of the Property, the Buyer/Tenant shall be credited, at closing, the sum of $_______ from each monthly lease payment if every monthly lease payment was timely remitted to Seller/Landlord pursuant to the Lease Agreement. No credit shall be given at closing if any monthly lease payment was received by the Seller/Landlord after the due date established in the Lease Agreement.

6. CLOSING AND SETTLEMENT. Closing and settlement shall be at a title company designated by the Seller/Landlord. All closing costs and any points, fees and/or charges imposed by the Buyer/Tenant’s lender shall be the sole responsibility of the Buyer/Lender. Seller/Landlord shall only be responsible for its pro-rated share of the ad valorem taxes due as of the date of closing. IT IS THE BUYER/TENANT’S SOLE RESPONSIBILITY TO ARRANGE FINANCING FOR THE TRANSACTIONS. SELLER/LANDLORD HAS MADE NO REPRESENTATIONS TO BUYER/TENANT REGARDING THE AVAILABILITY OF FINANCING OF BUYER/TENANT’S ABILITY TO QUALIFY FOR FINANCING.

7. REMEDIES UPON DEFAULT. (a) In the event of any such default by Buyer/Tenant of this Option to Purchase Agreement or the Lease Agreement, then in addition to any other remedies available to Seller/Landlord at law or in equity, Seller/Landlord shall have the option to terminate this Option to Purchase Agreement and all rights hereunder by giving written notice of termination. Tenant/Buyer is not entitled to any refund of rent or option consideration whatsoever. (b) All of the terms and conditions of the Lease Agreement must be complied with in order for this option to be enforceable. In the event this Option to Purchase Agreement conflicts with any part of the corresponding Lease Agreement, the terms and conditions of this Option to Purchase Agreement shall be superior and prevail.

8. COMMISSIONS. There will be no real estate commissions paid as a result of this transaction.

9. MODIFICATION. Any modification of any portion of this Option to Purchase Agreement must be made in writing signed by both parties.

10. REFERENCES IN WORDING. Plural references made to the parties involved in this Option to Purchase Agreement may also be singular, and single references may be plural. These references may also apply to Landlord/Seller and Buyer/Tenant heirs, executors, administrators, successors as the case may be.

11. TIME OF PERFORMANCE. Time is of the essence in this Option to Purchase Agreement.

12. ENTIRE AGREEMENT. As written, this Option to Purchase Agreement constitutes the final, entire agreement between the Buyer/Tenant and Seller/Landlord. They have made no further promises of any kind to one another, nor have they reached any other understandings, either written or oral.

13. FINANCING DISCLAIMER. The parties to this Option to Purchase Agreement acknowledge that speculation of availability of financing or assumption of existing loans towards the purchase of this property is impossible to predict. Therefore the parties agree that these items shall not be a condition of performance of this Option to Purchase Agreement, and the parties agree they have not relied upon any representation or warranties by either parties.

14. ACKNOWLEDGMENT. The undersigned Buyer/Tenant hereby acknowledge that they have read this Option to Purchase Agreement, understand it, agree to it and have been given an executed copy. This Option to Purchase Agreement is not to be recorded in the property records unless express permission is granted by the Seller/Landlord. Buyer/Tenant were advised, and had opportunity to, seek advice of legal, tax, technical expertise professionals of their own selection and any other counsel of their choosing concerning this contract prior to signing.

15. CHOICE OF LAW AND VENUE. This Option to Purchase Agreement shall be construed according to the laws of the State of __________________ and is executed in __________________ County, __________________. All parties agree that the venue for any dispute regarding this Option to Purchase Agreement shall be __________________ County, __________________.

As to Seller/Landlord this ______ day of ________________________, 20_____.

SELLER/LANDLORD:

Sign: ______________________ Print: ________________Date: ______________

As to Buyer/Tenant, this ______ day of ________________________, 20_____.

BUYER/TENANT:

Sign: ______________________ Print: ___________________Date: ______________

BUYER/TENANT:

Sign: ____________________Print: ___________________Date: ______________